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    <title>Croa Insights</title>
    <link>https://insights.croacard.co.uk/</link>
    <description>Independent thinking on events, membership and the technology behind modern customer experiences.</description>
    <language>en-gb</language>
    <lastBuildDate>Mon, 05 Oct 2026 16:53:46 GMT</lastBuildDate>
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      <title>What Happens to Your Customer Relationship When Eventbrite Owns the Checkout?</title>
      <link>https://insights.croacard.co.uk/events/eventbrite-owns-checkout-customer-relationship</link>
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      <pubDate>Sat, 29 Aug 2026 01:18:00 GMT</pubDate>
      <description>Eventbrite can be an excellent discovery platform. But organisers should understand the difference between using a marketplace to acquire customers and building their business inside one.</description>
      <author>Lewie Allen</author>
      <category>events</category>
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    <item>
      <title>A Membership Experience Worthy of the Brand</title>
      <link>https://insights.croacard.co.uk/membership/destini-digital-membership-experience</link>
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      <pubDate>Sat, 29 Aug 2026 00:00:00 GMT</pubDate>
      <description>How Destini used Croa to turn membership applications, Wallet passes, members-area access and event entry into one connected experience.</description>
      <author>Lewie Allen</author>
      <category>membership</category>
    </item>
    <item>
      <title>Eventbrite vs Ticket Tailor vs Direct Ticketing: The Real Cost for Organisers</title>
      <link>https://insights.croacard.co.uk/events/eventbrite-vs-ticket-tailor-vs-direct-ticketing</link>
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      <pubDate>Fri, 28 Aug 2026 08:00:00 GMT</pubDate>
      <description>Ticketing fees are often presented as somebody else&apos;s problem. They are not. Here is what Eventbrite, Ticket Tailor and direct ticketing really mean for organisers.</description>
      <author>Lewie Allen</author>
      <category>events</category>
    </item>
    <item>
      <title>Why &quot;Download Our App&quot; Is the Worst Thing You Can Say to a Loyal Customer</title>
      <link>https://insights.croacard.co.uk/wallet/download-app</link>
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      <pubDate>Thu, 18 Jun 2026 09:00:00 GMT</pubDate>
      <description>App-based loyalty programmes achieve 12–18% adoption. Apple Wallet passes achieve 70–80%. The era of the download prompt is fading.</description>
      <author>Lewie Allen</author>
      <category>wallet</category>
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      <title>Why Most Loyalty Programs Fail: A Word From Our Founder</title>
      <link>https://insights.croacard.co.uk/membership/loyalty-gap</link>
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      <pubDate>Wed, 20 May 2026 09:00:00 GMT</pubDate>
      <description>Most businesses assume loyalty programs fail because of poor execution. The root problem is more fundamental — they assume loyalty can be manufactured.</description>
      <author>Lewie Allen</author>
      <category>membership</category>
    </item>
    <item>
      <title>How Humans Gauge Loyalty — And How Croa Mirrors It</title>
      <link>https://insights.croacard.co.uk/loyalty/human-loyalty</link>
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      <pubDate>Fri, 10 Apr 2026 09:00:00 GMT</pubDate>
      <description>Loyalty is a feeling first, a system second. Here are the five natural human loyalty signals and how digital passes can recreate them.</description>
      <author>Lewie Allen</author>
      <category>loyalty</category>
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      <title>The Loyalty Maths Every SME Should Know</title>
      <link>https://insights.croacard.co.uk/industry/loyalty-maths</link>
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      <pubDate>Sun, 15 Mar 2026 09:00:00 GMT</pubDate>
      <description>The data behind customer retention — and why independent businesses are leaving money on the table.</description>
      <author>Lewie Allen</author>
      <category>industry</category>
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